How Do You File Bankruptcy Then 6 Months Later Buy a $3M Mansion?! Ask Toni Braxton. That's What She Had Did!

The Unbreak My Heart song bird has declared bankruptcy twice, the most recent of which was last year...so how in blue blazes did Toni Braxton just buy a $3 million dollar mansion by Justin Bieber?! What were the loan underwriters thinking?! 

photo from TMZ.com